10 Best Loan Apps in Kenya Without CRB Clearance

TOP RATED LOAN APPS

Carson O.
4 Min Read
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Do you have a negative CRB record and are in need of a quick loan to help you solve a problem or two? This article has listed the top ten loan apps in Kenya without CRB clearance. This review included the super essential details in the summary and a star rating for every loan app available.

However, these loaning apps constantly change their policies and it is vital to keep yourself up to date with information from their websites. Despite that, we do our best to keep the information here as reliable as possible.

1. Haraka app

Rating: 2.5 out of 5.
How to accessPlaystore App
Registration feeN/A
Loan limit (KES)500-600,000
Interest rate1.6%
Repayment window90-365 days
Additional chargesDefaulter’s interest
Age Limit18-60 Yrs.
Haraka Loan App Analysis

2. Lion Cash loan app

Rating: 3 out of 5.
How to accessPlaystore App
Registration feeN/A
Loan limit (KES)500-70,000/500,000
Interest rate16%
Repayment window14 Days
Additional chargesN/A
Age Limit20-60 Yrs.
Lion Loan App Analysis

3. Timiza

Rating: 3.5 out of 5.
How to accessUSSD: *844# or App
Registration feeN/A
Loan limit (KES)Up to 150,000
Interest rate1%
Repayment window30 Days
Additional charges5% Service Fee
Age Limit18 Years
Timiza Loan App Analysis

4. Okolea app

Rating: 3.5 out of 5.
How to accessUSSD: *842#
Registration feeN/A
Loan limit (KES)Up to 250,000
Interest rate1%
Repayment window30 Days
Additional chargesDefaulter’s interest
Age Limit18 Yrs.
Okolea Loan App Analysis

5. Zenka app

Rating: 4 out of 5.
How to accessPlaystore app
Registration feeN/A
Loan limit (KES)500-30,000
Interest rate70%-200%
Repayment window61 Days
Additional chargesService Fee: 9%-10%
Age Limit18 Years
Zenka Loan App Analysis

6. Tala

Rating: 4.5 out of 5.
How to accessPlaystore app
Registration feeN/A
Loan limit (KES)Up to 30,000
Interest rate4%-34%
Repayment windowUp to 61 days
Additional charges5% penalty for defaulters
Age Limit18 Yrs.
Tala Loan App Analysis

7. Branch

Rating: 4 out of 5.
How to accessPlaystore app
Registration feeN/A
Loan limit (KES)500-70,000
Interest rate1.6%-20%
Repayment window90-365 Days
Additional charges5% penalty for defaulters
Age Limit18 Yrs.
Branch Loan App Analysis

8. KCB Mpesa

Rating: 2.5 out of 5.
How to accessPlaystore app
Registration feeN/A
Loan limit (KES)Depends on their analysis
Interest rate9%
Repayment window30 days
Additional chargesN/A
Age Limit18 Yrs.
CONSCRB limits borrowing
KCB MPesa Loan App Analysis

9. Bayes

Rating: 3 out of 5.
How to accessPlaystore app or USSD: *879*99#
Registration feeN/A
Loan limit (KES)1,000-50,000 + Assessment
Interest rate5%-15%
Repayment window90 Days
Additional chargesN/A
Age Limit24 Yrs.
Bayes Loan App Analysis

10. Pesa Pata

Rating: 4 out of 5.
How to accessUSSD Code: *269#
Registration fee100
Loan limit (KES)500-20,000
Interest rate10%-30%
Repayment window90 Days
Additional chargesN/A
Age Limit18 Yrs.
Pesa Pata Analysis

For more information, read here.

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I am a multi-faceted professional with a strong foundation in Business and Finance, honed since 2020. Additionally, I possess a deep passion for automobiles, serving as an avid car enthusiast. In parallel to my diverse interests, I am also a dedicated student pursuing a career in the medical field.
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